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Crypto Payment Guide

If crypto payment is new in the U.S., move slowly in this order.

A U.S. bank transfer cannot go directly to a blockchain address. Add USD to a regulated exchange or wallet service first, buy a supported coin, then send that coin to the NowPayments checkout address.

Daysian character guiding the payment flow

Editor Note

The order matters more than the jargon.

For U.S. users, the local bank step is usually ACH, wire, debit card, or another funding method shown by Coinbase, Kraken, or the service you already use.

That funding step only adds USD to your account. The blockchain payment happens later, after you buy or already hold a coin that NowPayments accepts.

Whole Map

Keep this path in view.

Pibby character helping when the payment gets stuck
1

Verify a U.S. bank account or funding method inside your exchange or wallet service.

2

Add USD by ACH, wire, debit card, or another method available to your account.

3

Buy or hold a NowPayments-supported coin on a network your sender can actually withdraw.

4

Open the NowPayments checkout from Daisy Mirror.

5

Copy the coin, network, address, and amount from the checkout.

6

Send on the same network and wait for confirmation.

ACH deposits can be credited for trading before they are fully settled, but withdrawals may be held. Check the live hold shown in your account.
Coinbase and Kraken both warn that on-chain sends are network-specific and can be irreversible.
Do not send USD from your bank to the NowPayments address. Banks send dollars to exchange cash balances, not to blockchain addresses.
Daysian character guiding the payment flow

Prepare

Start from USD rails, then create a crypto balance.

Use the U.S. exchange or wallet service you already trust. Coinbase-style ACH funding and Kraken-style cash funding first create a USD balance; only after that do you buy or hold the coin you will send.

  1. 1Finish identity verification and add your bank or payment method.
  2. 2Deposit USD with ACH, wire, debit card, or the method your account allows.
  3. 3Wait for any withdrawal hold to clear before depending on the funds for payment.
  4. 4Buy a supported coin such as USDT, USDC, BTC, or ETH only if both NowPayments and your sender support the same network.
Availability varies by state, account level, asset, and network. The live exchange screen wins over any written guide.
Anell character reminding you to check the network

Match

Choose a coin and network your sender can withdraw.

USDT and USDC can exist on several networks. BTC and ETH have their own network choices. The payment is only safe when the network in NowPayments is the same network you choose on the send screen.

  1. 1Pick the coin in NowPayments before buying more than you need.
  2. 2Confirm your exchange can send that exact coin on that exact network.
  3. 3Copy the address and compare the first and last four characters.
  4. 4Review the network fee and make sure the amount arriving still covers the invoice.
If your exchange does not offer the network shown by NowPayments, do not improvise. Choose another supported coin/network or use a sender that supports it.
Pibby character helping when the payment gets stuck

NowPayments

The checkout is a crypto send, not a bank payment.

NowPayments shows a temporary invoice with a coin, network, address, amount, and timer. You send from your exchange or wallet to that address, then wait for blockchain confirmations.

  1. 1Press Agree and pay on the Daisy Mirror payment page.
  2. 2Choose a coin and network that match what your sender can withdraw.
  3. 3Paste the address, enter the invoice amount, and review the network fee.
  4. 4Confirm 2FA or security prompts in your sender app.
  5. 5Keep the NowPayments page open until it marks the payment as detected or confirmed.
If the checkout timer expires, create a new checkout and use the new address.

Final Check

Before sending, check these five things.

Coin, network, address, amount, and timer are the safety checklist.

Is the coin the same in NowPayments and your wallet?
Is the network the same on both screens?
Do the first and last four address characters match?
Will enough arrive after the network fee?
Is the NowPayments timer still active?
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Official references

Exchange screens and policies can change. Check the official pages and the live app before sending.

Coinbase: USD ACH depositsCoinbase: sending crypto to an external addressKraken: USD cash deposit optionsNOWPayments: supported coins and networksNOWPayments: how to select a payment network

This guide is not investment advice. It only helps you complete a Daisy Mirror payment. Crypto transfers may include fees, delays, and difficult recovery if sent to the wrong address.

DAISY MIRROR